Commercial Underwriter - Business Owners Insurance

About the job

Progressive is dedicated to helping employees move forward and live fully in their careers. Your journey has already begun. Apply today and take the first step to Destination: Progress.

As an underwriter intermediate or senior for our Business Owners Insurance team, you’ll be responsible for underwriting all major functions within our commercial lines underwriting unit. You’ll set premiums, perform extensive research, and communicate underwriting information to agents and insureds. Additionally, you’ll review, evaluate, and price business by applying sound underwriting judgement and adhering to company policies and state regulations.

Duties and responsibilities

• Underwrite new and renewal business in addition to processing endorsements, inspection reviews, and premium audits
• Manually rate risks while understanding the components that drive price
• Train new underwriters on new states, risk types, and complex underwriting issues

Must-have qualifications  ****

• High school diploma/GED equivalent or higher and a minimum five years relevant commercial lines, insurance industry, and/or underwriting experience.
• {OR} Bachelor's degree or higher and a minimum two years relevant commercial lines, insurance industry, and/or underwriting experience.

Preferred Skills

• Two years of Commercial Lines insurance experience
• Two years of Commercial General Liability, Commercial Property, or BOP Underwriting Experience
• Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), or Associate in Commercial Underwriting (AU) designation

Compensation

• $55,700 - $89,700 annually depending on position level and experience

Gainshare annual cash incentive payment up to 16-24% (depending on position level) of your eligible earnings based on company performance

Benefits

• 401(k) with dollar-for-dollar company match up to 6%
• Medical, dental & vision, including free preventative care
• Wellness & mental health programs
• Health care flexible spending accounts, health savings accounts, & life insurance
• Paid time off, including volunteer time off
• Paid & unpaid sick leave where applicable, as well as short & long-term disability
• Parental & family leave; military leave & pay
• Diverse, inclusive & welcoming culture with Employee Resource Groups
• Career development & tuition assistance

Energage recognizes Progressive as a 2025 Top Workplace for: Innovation, Purposes & Values, Work-Life Flexibility, Compensation & Benefits, and Leadership.

Equal Opportunity Employer

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We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.