Commercial Credit Analyst

About the job

Commercial Credit AnalystRC Willey is seeking a friendly and detail-oriented Commercial Credit Analyst. This position focuses on commercial credit administration, billing, collections, account reconciliation, and customer service. This position will help establish commercial accounts, resolve billing discrepancies, manage collection activities, and maintain positive relationships with contractors, customers, and internal sales associates.  Key ResponsibilitiesProcess commercial credit applications and establish business accounts. Investigate and resolve accounting discrepancies between contractors and RC Willey records. Reconcile and balance customer accounts with accountants, contractors, and sales teams. Collect outstanding balances while maintaining strong customer relationships. Respond to billing, credit, and account-related inquiries via phone and email. Process customer payments, including: Credit cards, Deposits, ACH payments.   Support Commercial Sales Associates with credit availability and account information. Perform additional accounting and administrative duties as assigned. Skills and QualificationsExcellent customer service and problem-solving skillsBasic accounting and auditing knowledge. Understanding of commercial credit and credit establishment. Ability to analyze: Balance Sheets, Profit and Loss Statements, Cash Flow Statements, Credit Reports. Proficient in Microsoft Office Products (Excel, Word, Outlook, etc.)Experience with business accounting systems.Must be able to multi-task, pay attention to details and follow through with assigned tasks.Must be dependable and self-motivated.Ready to Join the Team? RC Willey offers comprehensive, and exceptional benefits designed to keep you and your family healthy, including:Paid Time Off, start accruing from day one Medical, dental and vision insurance 7 paid holidays – plus, we’re closed every Sunday Generous employee discounts on merchandise Company medical clinicPaid parental leave to support your growing family Associate referral program Life insurance  401(k) with company match to build your financial future Wellness incentives  Annual profit-sharing incentive Career growth opportunities Tuition Reimbursement for continued learning A fun and supportive work environment – be part of a team that values collaboration, recognition, and a great workplace culture And more! To help keep our associates and customers safe, we perform a criminal background check and a pre-employment drug screen.