Mortgage Loan Originator

About the job

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high-quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries.  Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator. The right candidate will oversee business development, the origination of loans, and relationship management with customers and clients.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Provide guidance and support to Junior MLOs as assigned by Branch Sales Manager and Branch Manager

• Interview mortgage applicants to understand their goals and educate them on their available financing options

• Answer questions and provide updates to buyers and individuals involved in the loan process by providing a high level of accessibility

• Review reports and notes within the origination software and customer relationship management systems

• Collaborate with Operations to facilitate efficient loan processes

• Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations

• Monitor new leads daily and contact them to market the company’s products and services accurately and effectively to potential business sources

• Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved

• Ensure all documentation provided by the borrower is accurate, and address any discrepancies

• Make presentations on loan products in sales meetings and with Sales staff in builder communities

• Develop sales leads for mortgages in builder communities and real estate offices

• Provide weekend coverage in builder communities and grand opening functions

• Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary

• Provide input to management, and attend production/staff meetings

• Infrequently, assist in resolving post-closing/funding problems

• Attend loan closings when possible

• Conduct all business in a professional and ethical manner

• Ability to work overtime

Education and/or Experience

• Bachelor’s degree from four-year college or university

• One to two years of related experience and/or training

• Must have a vehicle and a valid driver’s license

• Licensed Mortgage Loan Originator as required by state

• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)

• Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications

• Proficiency with MS Office and email

• Ability to sit for majority of 8-hour workday; use hands to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision

• The noise level is generally moderate

Preferred Qualifications

• Strong written and oral communication skills

• Ability to accurately and efficiently process and record a large volume of data

• Ability to act as a team player and be willing to accept constructive criticism

• Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision

• 401(K)

• Employee Stock Purchase Plan

• Flex Spending Accounts

• Life & Disability Insurance

• Vacation, Sick, Personal Time and Company Holidays

• Multiple Voluntary and Company provided Benefits

*Build YOUR future with D.R. Horton, America’s Builder.  *****#WeBuildPeopleToo