Business Transformation-Payments-Associate

About the job

The EF&S Transformation team supports senior management in the Embedded Finance & Solutions (EF&S) business within JPMorganChase Payments in developing and executing its global transformation agenda. The team defines the business strategy, including growth priorities and corporate development initiatives. It drives high-priority transformation efforts such as expansion into new markets and optimization of operating models. In close partnership with senior executives, the team helps articulate EF&S strategy both internally and externally. As a lean, high-impact group, the team works directly with business leaders on top priorities while collaborating across the broader payments organization.

As an EF&S Business Transformation Associate, you will support strategic projects, analyze data, conduct financial modeling, develop presentations, execute strategies, and foster collaboration while managing multiple projects within the EF&S business at J.P. Morgan Payments.

Job Responsibilities

• Lead initiatives/projects to resolve diverse problems identified by senior management of EF&S
• Gather, synthesize, analyze and present project data and findings
• Model financial scenarios and analyze valuations
• Execute creative analyses and provide insight to identify issues and arrive at recommendations
• Develop strategic presentations for both internal and external audiences
• Monitor industry trends and share insightful reports and analyses with broader team and with senior executives
• Create and/or contribute to an environment of collaboration and mutual responsibility
• Simultaneously work on multiple projects across EF&S

Required qualifications, skills and capabilities:

• 2+ years of experience from a premier management consulting firm, a payments firm (e.g., in strategy, product management, sales), or an investment banking division (e.g., M&A, Coverage, Capital Markets, Equity Research)
• Strong interest in payments required
• Ability to work and think independently, strong initiative, and team attitude
• Diverse problem-solving experience, such as experience with a top management consulting firm or in other generalist problem solving environments across financial services sectors
• Outstanding ability to analyze problems, apply quantitative approaches, communicate effectively and confidently (both oral and written)
• Openness to an environment of active developmental feedback from peers
• Excellent and efficient skills using MS Excel and PowerPoint tools

Preferred qualifications, skills and capabilities:

• Payments experience

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

A part of the Commercial & Investment Bank, J.P. Morgan Payments enables organizations of all sizes to execute transactions efficiently and securely, transforming the movement of information, money, and assets. The team of experts tackles complex challenges at every stage of the payment lifecycle. And their industry-leading solutions facilitate seamless transactions across borders, industries, and platforms.

Operating in over 160 countries and handling more than 120 currencies, J.P. Morgan Payments business is the largest processor of USD payments, with a daily transaction volume of $10 trillion.

Additional Information

• Job Identification: 210804847
• Job Category: Business Transformation
• Posting Date: 2026-10-30
• Job Schedule: Full time
• Locations: 270 Park Ave, New York, NY, 10017, US ()
• Base Pay/Salary: New York,NY $95,000.00-$150,000.00